Therefore I have a number of name brand cheap filters, and a few unique (Moose Peterson) ones which cost a bunch. Of course, YMMV but I think "Rolls Royce" filters are much like Monster cables for your stereo system. They look better but they don't make any significant difference in the final outcome, despite their cost. My 2 cents.
I think that you're probably overstating it quite a bit. When it comes to monster cables there is no difference at all, the things they're charging for tend to make as much difference as arrows to show the electrons where to go.
When it comes to filters, there's more that can be done, there's the quality of the ring, regularity of the glass, is the glass laminated or colored through and through. Will the filter over time start to come unlaminated or discolored.
That's not necessarily to say that going high end is the best in all cases, just that there's far more that can be done with a filter than with cables. The trick ultimately is to figure out which bits of luxury are actually necessary and which ones are a waste of cash. Ultimately, any image you take through the filter is going to have an additional element in front and it's worth considering whether a particular brand or filter is going to unnecessarily degrade the image.
Admittedly, I tend to take good care of my gear and usually opt to spend a bit more where possible to get more reliability because I'm outside and need gear that's going to work in the element without benefit of climate or a lot of lighting equipment.