WOW, what a journey.
I removed my printer driver and QU.
Cleaned the registry from everything I could find on both.
Then installed QU 2019.119.
It worked, even with my new templates, although when printing to file it created a black file and a second file with a black vertical strip.
But...it did not crash.
Then i searched for the latest driver at xerox support site.
I found out I already had the latest (I did not trust).
After a long search I found out that Xerox merged with Fuji, so I searched on their site.
I found an older, Generic 64 bit PS driver, and thought what the heck it cannot get any worse.
Installed it with my fingers crossed.
Everything is working perfect now. (it cost me this entire afternoon, but it was worth it)
Thank you for sticking with this stubborn fellow.
I appreciate the time and effort you spent on me. Much kudos.