This method works great. I will go through the steps so it is in one post. To make an uneven border, create a white blank image whose outside edge is the size of the far outside edge.
After you load the white blank into the queue, you click the "freehand" button and then drag the real image thumbnail onto the white blank. Then go to the full page editor. If the white is covering the image then right click it and send it to the back. I just used center to get the white blank located in the center of my 8.5x11 paper. Every time you click the image you select between the two pieces.
To do a proper sizing: First put an internal 0.2" border onto the white blank to help visualize what will be hidden under the actual picture frame. Otherwise when you eyeball the real image in you will be influenced by something that is hidden later. Click image to go to the other piece.
Then put whatever border(s) on the actual image and freehand size it into the white blank ignoring the part that goes under the frame. For radically different aspect ratios you have to get a visual balance top to bottom on how much to show (also different for portrait vs landscape) ... just like when you matte. Be sure and recheck/resize the size of your white blank ... it seems to change on occasion ... maybe I am touching it when I drag to size the image. Now, if you intend to have two borders, a thin one surrounding the picture and the second padding the space to the frame (uneven border) then you can make the border on the white blank arbitrarily large to underlap the image or you can delete the white blank border and use a large second border2 on the actual image.
Much harder to explain than to just do it. Works great. Thanks to Terry and Ray.
John