I'm still trying to find my way in this discussion group; I posted a reply to all you respondants but it seemed to have disappeared. Once again, my most sincere thanks to all who devoted their time and effort in consideration of my quandry. I think Terry-M's initial response may come close to explaining things. I'd like to briefly explain what may seem to some a rather capricious selection of paper size. Red River Paper produces an excellent greeting card stock in several sizes; the one I use most is a paper size of 9 x 6.25in. This paper is pre-scored so when folded it gives a finished card size of 4.5in x 6.25 inches-- resulting in an outside image size of 4.25 x 6in if I want a 0.125in margin all the way round. Similarly, if I am producing an image for the entire inside card surface, the dimension of my print (not paper) must be 8.75 x 6in (again, allowing for the 0.125in margin).
Thanks again, so very much, for the individual responses.