Mike,
Terry mentions a place holder template.
I've now tried that here, it does not work very well in fact because of one template being on top of another. Adding the photos onto the larger template is easier I think.
I was thinking of just making a simple text files and the either glueing or tacking it on the inside.
There are tools in the Full Page Editor Text dialogue for aligning text as well as images and templates but I agree it would be difficult to get alignment good on a multi card sheet.
You could always revert to the old smaller sheet size, or or is that a no-no?
Terry